NESO holds funds in secure escrow until contractual obligations are met — splitting payments automatically between suppliers and vendors, so every party in the trade gets exactly what they're owed, exactly when they've earned it.
Escrow-secured transactions
Funds locked until delivery is confirmed
Tiered KYC verification
Phone, NIN/BVN, and CAC business checks
Built-in dispute resolution
Admin-reviewed refund or release
One platform for contracts, escrow, wallets, and compliance — so buyers and sellers can transact without having to trust each other blindly.
Funds are locked in a secure wallet the moment a contract is paid, and released only when delivery is confirmed by both sides.
Payers create contracts with clear terms, amounts, and delivery dates — vendors accept or reject before any money moves.
Vendors can allocate part of a contract to a supplier automatically, with the split calculated and enforced by the platform.
Every user gets available, locked, and pending balances with a full transaction ledger and downloadable receipts.
Three-tier verification — phone and email, then NIN/BVN, then full CAC business verification for higher limits.
If a delivery is rejected, a dispute opens automatically and an admin reviews the case to refund or release funds.
The payer deposits funds into their NESO wallet before creating a contract.
The payer creates a contract; the vendor reviews the terms and accepts.
Payment moves into escrow — locked and untouchable until delivery is confirmed.
Once both sides confirm delivery, funds unlock into the vendor's available balance.
Buyers who fund contracts, track deliveries, and confirm receipt before releasing payment.
Sellers who accept contracts, optionally allocate part of the payment to a supplier, and withdraw earnings.
Suppliers who receive approved payment allocations from vendors without ever seeing the full contract terms.
Admins verify KYC, monitor wallets, resolve disputes, and configure charges from one dashboard.
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